Pet insurance questions answered

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Pet Insurance FAQ

What are some of the important facts to know about considering pet insurance?

Why Pet Insurance?

  • Pet insurance offers the comfort of knowing accidents, illness, cancer,hereditary conditions, dental disease and even behavioral issues are covered.
  • Pet insurance covers exams diagnostics and treatments, even alternative therapies.
  • Our plan offers easy to understand reimbursements that are a straight percent of the covered vet bill.
  • We can customize coverage to fit different needs and budgets.
  • Available in an accident only coverage option

What are the plan highlights

  • Freedom to use any veterinarian, specialist or emergency clinic
  • Reimbursements in options from 70 to 90%
  • Annual limit options of 2,500 to unlimited
  • Choice of $100, $250 or $500 annual deductible.
  • Simple online claim submission
  • Discounts of 10% for multiple pets
  • Discounts of up to 10% for SAFECO clients
  • There is a 30 day money back guarantee if no claims are covered.


  • All dogs and cats that are over 8 weeks old are eligible
  • Even older pets are covered

How are rates determined?

  • Premiums are based on the type of pet, pet’s age and breed as well as your zip code/
  • We would be happy to provide a custom quote
  • There is a 2.00 installment fee per billing cycle, but if you choose to pay annually this is waived.
  • You can cancel coverage at any time, if you cancel within 30 days get a full refund if no claims were covered. New York has different rules