Types of Commercial Insurance
Some of the Commercial Insurance we offer
Obtaining business insurance is a critical step in protecting your business from accidents, liability, Errors and Omissions and many other exposures. Physically located in Hayden Idaho, Jan Jesberger insurance serves the greater Coeur d Alene area including, Post Falls, Rathdrum and the Silver Valley. we help you to find the most affordable business insurance, with the correct protection for all of your insurance needs. Jan Jesberger Insurance is proud to be licensed in Idaho, Washington, Montana, Arizona and California. We specialize in protecting that unique asset in your business.
Commercial Auto Insurance
Businesses with vehicles operated by employees, or as assets to the business need auto insurance. These vehicles need a commercial policy that covers accidents of all types, no matter who is at fault. Commercial vehicles often are of a specialized nature and have a higher value with attached equipment. Jan Jesberger insurance is also proud to provide Inland Marine Insurance, which provides coverage without regard to the location of the covered property, these types of coverages are often called floaters. Laura and Toni can provide expert advice on this important topic if you have a question, please drop laura@janjinsurance.com, or toni@janjinsurance.com a line or call at 208-762-2122
Commercial General Liability Insurance
In Idaho, it is recommended every business have general liability insurance or CGL. This protection provides coverages from mistakes employees make or product defects. If an employee provides the wrong advice to someone, and this advice is faulty, this liability protection prevents your business from suffering substantial loss. Laura and Toni can provide expert advice on this important topic if you have a question, please drop laura@janjinsurance.com, or toni@janjinsurance.com a line or call at 208-762-2122
Commercial Property Insurance
Businesses operating in a building, whether it be leased or owned, need to obtain property insurance. Fire, theft, incident of vandalism, or collapse due to snow, or another risk could cause the business to face a crippling loss. The business' entire inventory could be at risk in these instances. Property insurance should be specific to the business' needs. Laura and Toni can provide expert advice on this important topic if you have a question, please drop laura@janjinsurance.com, or toni@janjinsurance.com a line or call at 208-762-2122
Workers Compensation
In the state of Idaho, businesses need to have workers compensation. This type of insurance provides protection for the employee hurt on the job. Not only does it ensure that employee's medical bills are covered, but it also ensures the business does not have to foot the bill for it. Workers compensation is a requirement in most states. Laura and Toni can provide expert advice on this important topic if you have a question, please drop laura@janjinsurance.com, or toni@janjinsurance.com a line or call at 208-762-2122
Business Owner Package or BOP
To meet all the needs of a business, consider BOP protection. It provides the protections you need so you end up saving money and still remain fully covered. Work with Laura or Toni to see if this is the best option for your small business. To ensure the best possible coverage for your business, turn to Jan Jesberger Insurance for a comparative rate. We will provide you with several options from leading agencies. As an independent agency, we help you to get quotes from many providers so you can choose from them. Get the quotes for coverage you need, compare them, and select the right policy for your situation. Laura and Toni can provide expert advice on this important topic if you have a question, please drop laura@janjinsurance.com, or toni@janjinsurance.com a line or call at 208-762-2122